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Individualized Mortality Projection and Product Pricing with Laboratory and Physical Measurement Data
Product Pricing with Laboratory and Physical Measurement Data Recent advances in mortality modeling have ... have enabled applicant-specific quantification of mortality risk in life insurance applicants using laboratory ...- Authors: Ammon Dixon, Brian Jason Lanzrath, James Palmier
- Date: Jun 2012
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Thought leadership; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Finance & Investments>Risk measurement - Finance & Investments
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Exploring at the Velocity of Diversification
Exploring at the Velocity of Diversification In the June 2014 issue of Product Matters, Doug Robbins of Pacific ... entitled “Velocity of Diversification.” Therein, he proposed a pricing measure that describes the “…speed at ...- Authors: Daniel Theodore
- Date: Feb 2016
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Annuities>Payout annuities; Annuities>Product development - Annuities; Enterprise Risk Management>Risk appetite; Experience Studies & Data>Mortality
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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An Actuarial Analysis of the Oregon Death with Dignity Act
An Actuarial Analysis of the Oregon Death with Dignity Act This article provides actuaries with general ... information about the Oregon Death with Dignity Act and experience for pricing of life and other insurance ...- Authors: Jay Jaffe
- Date: Jul 2016
- Competency: Strategic Insight and Integration>Effective decision-making
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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The Impact of Life - How Mortality Improvement Affects the Life Insurance Industry Today
The Impact of Life - How Mortality Improvement Affects the Life Insurance Industry Today This article ... article focuses on these Key Points - The Situation: Mortality Improvement assumption is not a simple equation ...- Authors: Jay Biehl
- Date: Feb 2013
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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SOA Accelerated Underwriting Practices Survey
Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies ... companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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The Impact of a Changing Smoking Rate on Population- Level Mortality Improvement
The Impact of a Changing Smoking Rate on Population- Level Mortality Improvement This article examines ... examines the impact of a changing smoking rate on population-level mortality improvement and the importance ...- Authors: Marc Alexandre Vincelli
- Date: Feb 2018
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Demography>Longevity; Demography>Population data; Experience Studies & Data>Mortality
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Drivers of future mortality: an underwriter’s perspective
Drivers of future mortality: an underwriter’s perspective Originally featured as a breakout session ... session at the 2015 CRC, this presentation discusses, from a North-American and non-actuarial perspective, how ...- Authors: Philippe Aussel
- Date: Jul 2016
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact ... with two first principles approaches. The strengths and weaknesses of both approaches are discussed. By ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Conservation of Mortality and Assumption Integrity
Conservation of Mortality and Assumption Integrity This article discusses the concept of Conservation of Mortality ... is the modeling principle that ensures consistency between assumptions of the total mortality of a population ...- Date: Oct 2021
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Modeling & Statistical Methods>Deterministic models